1. The Site allows you to create an account (the "Account"). All information required to create the Account need to be correct and up-to-date at all times.

2. We are not responsible for the security of the device on which you access the Service. We recommend you use the latest stable version of the device's operating system and cease to use devices that are not or no longer supported by their manufacturer with updates and security patches.

3. You are solely responsible for maintaining the confidentiality of your Account. You must immediately notify us of any unauthorized use of Your Account and any other such security breach. You should use particular caution when accessing your Account from a public or shared computer so that others are not able to view or record your password or other personal information.

4. Any person using your device may be able access your account. We recommend you do not grant any third person access to your device and keep your device locked if not in use.

1. The Service is provided "as is". Any use is free of charge."

2. The Service allows you to manage NOS allocated to You. In order to receive and/or use NOS You will have to install further applications and/or use further hardware and/or become party of further agreements. Details can be found in the FAQ

1. You may access the Service if you are at least 18 years of age (as a natural person), or if you are a legal person.

2. You are required not to falsify or materially omit any information or provide misleading information requested by us in the course of the use of any services, including creating the Account.

3. We reserve the right to prohibit users from accessing the Service if properly directed to do so by law enforcement or a court of competent jurisdiction. We will cooperate with applicable law enforcement and regulatory authorities where it is required to do so and will share information if there are reasons to believe that the Service is being used for illegal purposes.

1. We do not warrant the accuracy, completeness, or usefulness of any information on the Service.

2. The Service may include content provided by third parties, including materials provided by other users, attorneys, third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, other than the content provided by us, are solely the opinions and the responsibility of the person or entity providing those materials. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

We collect and store data in the amount required for the under this Agreement. Please refer to our Data Protection Policy for details relating to the collection and use of data.

1. We are fully liable for damages (a) resulting in a loss of life, bodily injury, or bodily harm due to a breach of duty by us, a legal representative, or agent, (b) caused by the absence of any condition guaranteed by us or (c) caused intentionally or through gross negligence by us, a legal representative, or agent.

2. In the event of property or financial damages due to negligence, we are only liable in the event of breach of an essential contractual duty, and then only to the extent the damages are foreseeable by the end of the contract, in no way shall it exceed the greater of (a) the amount equal to the balance of funds held in your Account at the time the liability is incurred; or (b) US$ 250. Essential contractual duties are such duties which need to be carried out in order to actually perform the contract and in which the other party does and may trust.

3. Any further liability for damages is excluded. Liability according to compulsory statutory law remains unaffected.

1. We may terminate this Agreement at any time, especially but not limited if we cease to support the Service, which we may do in Our sole discretion. We reserve the right to terminate this Agreement for violations of this Agreement, applicable laws and/or regulations, or engaging in any prohibited uses, and at any time, at our sole discretion.

2. We may terminate this Agreement for good cause, e.g. in case of any violation of the terms of this Agreement or any applicable law.

This Agreement and any dispute between the Parties arising thereof will be governed the laws of Malta, without giving effect to any conflict of laws principles that may provide for the application of the law of another jurisdiction. The CISG (Convention on Contracts for the International Sale of Goods) is excluded.

The European Online Dispute Resolution provides information about alternative dispute resolution which may be of interest and we are required to inform you that you may use it if there is a dispute that cannot be resolved between you and us. The platform may be accessed at: http://ec.europa.eu/consumers/odr/. We are, however, not required to participate in such alternative dispute resolution and may choose not to.

1. You represent and warrant that you are at least 18 years old (if a natural person) and that you have the capacity to enter into this Agreement in a binding manner (if natural or legal person).

2. Should any clause in this Agreement be rendered wholly or partially invalid, ineffectual, or not enforceable, the remaining clauses shall remain valid and effective.

3. We are entitled to assign this Agreement in full or selected rights thereof to a third party. You may not assign this Agreement in full or selected rights thereof to a third party.

4. We reserve the right to modify this Agreement e.g. in the event of modifications to the Service; technical changes or changes of legal regulations, as long as such modifications do not affect the main contractual elements and do not expose you to any unreasonable disadvantage. We will make the modified Agreement available to you and also inform you about the modifications to the Agreement. Your use of the Service following any such modification of the Agreement and alert thereupon shall constitute your agreement to such modified Agreement.

Initiative NOS, LTD is responsible for the data processing activities outlined in this Privacy Notice. Our registered office is Ahad HaAm 28, Tel Aviv, Israel and our registration number is 515853752.

The key points listed below are presented in further detail throughout this Privacy Notice. These key points do not substitute the full Privacy Notice.

Personal Data We Collect. When you register, we collect Personal Data provided by you, such as your name and email address. We collect Personal Data regarding who invited whom to register for our Site. We also (automatically) collect data about your use of the Site. If you contact us for questions or complaints, we will collect the data related to your inquiry.

Basis for Processing Your Personal Data. Processing your Personal Data is necessary for the performance of the Terms and the provision of the Services to you. Processing for the purposes of analytics and usage analysis and for our recordkeeping and protection of our legal rights – are all necessary for the purposes of legitimate interests that we pursue.

How We Use the Data We Collect.We use the data (including Personal Data) we collect mainly to administer and provide the Site, contact you with administrative information, including in connection with our future payment system for which you can sign up, as well as to improve the Site.

Sharing the Personal Data We Collect. We may share the Personal Data we collect with our service providers (e.g. cloud computing service providers like Amazon Web Services) and subcontractors who assist us in the operation of the Site and process the data on our behalf and under our instructions. We ensure in our agreements with such service providers and subcontractors that they do not make independent use of the Personal Data, such as your name or email address. For example, we run our service on Amazon’s servers. While this means that our users’ Personal Data is sent to Amazon, it does not, however, mean that Amazon can use this Personal Data to advertise its products to our users. Any Personal Data transferred at liquidation or if we sell our business, assets or shares will continue to be subject to the provisions of this Privacy Notice.

International Transfer. We may use service providers (e.g. cloud computing service providers like Amazon Web Services) and/or subcontractors and/or cooperate with or have business partners and affiliates located in countries other than your own, and send them your Personal Data. We will ensure to have agreements in place with such parties ensuring the same level of privacy and data protection as set forth in this Privacy Notice. You hereby consent to such international transfer

Your Rights. Subject to applicable law and additional rights as set forth below, you may have a right to access, update and/or delete your Personal Data and obtain a copy of the Personal Data we have collected about you.

Use of Cookies and Similar Technologies. We use cookies and similar technologies to help personalize your experience. You can adjust your settings to determine which cookies you do or do not allow. Changing your settings and/or deleting existing cookies may affect the Services.

Retention. We retain data for as long as necessary for the purposes set forth in this Privacy Notice.

Security. We implement industry standard measures aimed at reducing the risks of damage and unauthorized access or use of Personal Data, but they do not provide absolute data security.

Changes to the Privacy Notice. We may change this Privacy Notice from time and encourage you to review it periodically.

We collect data from you when you choose to use our Site. In order to use our Site and/or receive related services, you will be required to register and provide us with certain Personal Data. We also collect Personal Data when you make use of the Site, request information from us, sign up for newsletters or our email lists, complete online forms, or contact us for any other reason.

Examples of the Personal Data that we collect from you may include your name and e-mail address. Such Personal Data may be collected by us through the Site.

We also collect your browsing history on the Site.

In addition, when you use the Site, certain data may be automatically gathered about your computer or mobile device, such as operating system, IP address, and subject to your consent as may be required under applicable law, (geo) location, as well as your browsing history and any data regarding your viewing on our Site. It is your voluntary decision whether to provide us with any such Personal Data, but if you refuse to provide such data we may not be able to register you to the Site and/or provide you with our services.

We collect your data and use it for purposes of the Site, as well as for purposes of the future payment system that we intend to set up for such users who sign up.

1. General

   We may use the Personal Data we collect from and about you for any of the following purposes: (1) to provide you with the Site; (2) to respond to your inquiries or requests, contact and communicate with you; (3) to contact you with informational newsletters and updates relating to our Site and services; (4) to review the usage and operations of our Site and services; (5) to use your data in an aggregated, non-specific format for analytical purposes (as detailed below); (6) to prevent fraud, protect the security of our Site and services, and address any problems with the our Site and services and (7) to provide customer support.

2. Statistical Data

   By analyzing all data we receive, including all data concerning users, we may compile statistical data across a variety of platforms and users ("Statistical Data"). Statistical Data helps understand trends and customer-needs so that new products and services can be considered and so existing products and services can be tailored to customer desires. Statistical Data is anonymous and aggregated and we will not link Statistical Data to any Personal Data. We may share such Statistical Data with our partners, without restriction, on commercial terms that we can determine in our sole discretion.
   The erasure of data is made once they are no longer required for the purposes of collection and after the lapse of warranty periods and statutory retention periods.
   The legal basis for the data processing in these cases is our legitimate interests as set out above, Art. 6 (1) f) GDPR.

3. Data for the purposes of the Site

   We process Personal Data that we need to further the purposes of the Site, such as (**name data needed for that purpose**).
   The erasure of Personal Data is made once they are no longer required for the purposes of collection and after the lapse of warranty periods and statutory retention periods.
   The legal basis for the processing of those data is Art. 6 (1) b) GDPR (General Data Protection Regulation), as those data are needed for us to comply with our contractual duties to you

4. Data to establish a future payment system

   ...

5. Know your Customer" data

   When you sign up for certain services, We may offer to you, We may have to collect and process a set of personal data in a so called "Know your Customer" process. This is the process of a business verifying the identity of its customers and assessing potential risks of illegal intentions (e.g. money laundering or transactions comprising illicit goods) for the business relationship. We are obliged by applicable law to conduct this process. The data will only be used for the purposes described above.
   The erasure of data is made once they are no longer required for the purposes of collection.
   The legal basis for the processing of those data is Art. 6 (1) c) GDPR (General Data Protection Regulation), as those data are needed for us to comply legal obligations.

6. Analytics

   We may use analytics tools ("Tools"), in particular "Google Analytics" to collect data about the use of the Site and/or services. Such Tools collect data such as how often users visit the Site, what pages they visit when they do so, and what other sites and mobile applications they used prior to visiting the Site. The Tools may collect certain Personal Data, and may link such Personal Data to specific data stored in our customer database. We use the data we get from the Tools to improve our Site and services.
   Please refer to section 8.1 below for details on Google Analytics.
   The erasure of data is made once they are no longer required for the purposes of collection and after the lapse of warranty periods and statutory retention periods.
   The legal basis for the data processing in these cases is our legitimate interests as set out above, Art. 6 (1) f) GDPR.

7. Newsletter and advertisement

   With your consent or with a legal permit, we send out newsletters with company and product information, notices on promotional offers, press releases and similar contents.
   To subscribe the newsletter, the data requested in the subscription process are required. The newsletter subscription is recorded in a protocol. After the subscription, you receive a message at the indicated email address asking you to confirm the subscription (“Double Opt-in”). This is necessary to avoid that third parties can subscribe with your email address.
   You may withdraw your consent to the receipt of newsletters at any time, thus unsubscribing the newsletter.
   We store the subscription data as long as they are needed for sending the newsletter. We store the recording of the subscription and the destination address as long as there is an interest in preserving evidence of the initially given consent.
   The legal basis for sending the newsletter is your consent pursuant to Art. 6 (1) a), Art. 7 GDPR. The legal basis for recording the subscription is our legitimate interest in the evidence that the newsletter was sent with your consent, Art. 6 (1) f) GDPR.

8. Legal uses

   We may use your Personal Data as required by any applicable law.

We may share your data, including Personal Data, as follows:

1. Invitation of friends

   If you are invited by a friend to join the Site, we may let that friend know how many people you have invited to join the Site as well. We will not disclose the names of those people

2. Business Partners, Service Providers, Affiliates, and Subcontractors

   We may disclose data, including Personal Data we collect from and/or about you, to our trusted service providers (e.g. cloud computing service providers like Amazon Web Services), business partners, affiliates, subcontractors, who may use such data to: (1) help us provide you with the Site and/or services; and (2) aid in their understanding of how users are using our Site and/or services. We ensure in our agreements with our service providers and subcontractors that they do not make independent use of the Personal Data, such as your name or email address.

3. International Transfer

   We may use subcontractors and service providers and have business partners (e.g. cloud computing service providers like Amazon Web Services) and affiliates who are located in countries other than your own and send them data we receive (including Personal Data). We will ensure that these third parties will be subject to written agreements ensuring the same level of privacy and data protection as set forth in this Privacy Notice. You hereby consent to such international transfer.

4. Business Transfers

   As we continue to develop our business, we might sell or buy other businesses or services. In such transactions, customer information generally is one of the transferred business assets but remains subject to the promises made in any pre-existing Privacy Notice (unless, of course, the customer consents otherwise). Also, in the event that we or substantially all of our assets are acquired, customer information will of course be one of the transferred assets.

5. Law Enforcement Related Disclosure

   We may share your Personal Data with third parties of the Terms and this Privacy Notice); (II) to protect the rights, property or safety of third parties; (III) when required by law, regulation subpoena, court order or other law enforcement related issues; or (IV) to safeguard our legitimate interests as permitted by applicable law and to comply with any legal and/or regulatory obligation.
   You can request such Personal Data as specified herein by emailing us at info@in.nos.cash .

We make efforts to follow generally accepted industry standards to protect the Personal Data submitted to us, both during transmission and once we receive it. However, no method of transmission over the Internet, or method of electronic storage is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

According to the applicable laws, you may have various rights in respect of your personal data. If you desire to assert your rights, please direct your request via email or mail to the address indicated in section 1 above clearly identifying your person. Further background information and explanations related to the rights described above are available on the European Commissions’ website “Rights for citizens”.
An overview of your rights follows below.

1. Right to confirmation and right of access to your information

   You may have the right to obtain from us confirmation as to whether or not personal data concerning you are being processed, and where that is the case, access to the personal data.

2. Right to rectification

   You may have the right to obtain from us the rectification of inaccurate personal data concerning you.

3. Right to erasure (“right to be forgotten”)

   You may have the right to obtain from us the erasure of your personal data.

4. Right to restriction of processing

   You may have the right to obtain from us restriction of processing regarding your personal data.

5. Right to data portability

   You may have the right to obtain from us data portability concerning Personal Data, which you actively provided.

6. Right to object

   You may have the right to object, on grounds relating to your particular situation, to processing of personal data concerning you.

7. Automated decision-making, including profiling

   You have the right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects concerning you or similarly significantly affects you.

8. Right to withdrawal of consent in terms of data protection law

   You have the right to withdraw any consent to the processing of personal data at any time.

9. Right to complain with a supervisory authority

   You have the right to complain with a supervisory authority, particularly in the member state of your place of abode, your workplace or the place of the suspected breach if you are of the opinion that the processing of personal data concerning you is unlawful.

1. Google Analytics

   We use Google Analytics, a web analyzer service of Google Inc. (“Google”). Google Analytics allows us analyzing how you use our website. We use that information to be able to improve and optimize our website. This is also where our legitimate interest rests pursuant to Art. 6 (1) sentence 1 f) GDPR.
   Google Analytics uses what is known as “cookies”, i.e. text files that are stored on your computer allowing an analysis of your use of the website.
   The information generated by the cookie on the use of this website by its visitors is usually transferred to a server of Google in the USA and stored there. If IP anonymization is activated on this website, however, your IP address will first be truncated by Google within the member states of the European Union or in other contract states of the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transmitted to a server of Google in the USA and truncated there. IP anonymization is activated on this website. Google will use that information on our behalf to evaluate your use of the website, to prepare reports of the website activities, and provide further services to us in connection with the website use and internet use.
   You can prevent the storing of cookies by an appropriate setting of your browser software; please note, however, that in this case you might not be able to use the full range of functions on this website.
   Moreover, you can prevent the transfer of data generated by the cookie and referring to your use of the website (incl. your IP address) to Google as well as the processing of those data by Google by downloading and installing the browser plugin available at the following link:
   http://tools.google.com/dlpage/gaoptout?hl=de.
   As an alternative to the browser plugin or within browsers on mobile devices, you may click the following link to set an opt-out cookie preventing the collection by Google Analytics from this website in the future (such an opt-out cookie will only work in that browser and only for that domain. If you erase the cookies in your browser, you have to click this link again): [ Deactivate Google Analytics ].
   The provider of this service is Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. Google is certified under the EU-US Privacy Shield. For more information on data protection by Google, please consult the relevant privacy policy:
   https://www.google.com/policies/privacy/.

2. Google Fonts

   We incorporate fonts of the font library “Google Fonts” in our offer. It allows us providing a uniform appearance of our website on different devices and using different browsers and operating systems.
   By viewing the font library and the associated script library, a connection between your browser and the provider will be established automatically. In the process, Google sets cookies and personal data may be transferred.
   The provider of this service is Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. Google is certified under the EU-US Privacy Shield. For more information on data protection by Google, please consult the relevant privacy policy:
   https://www.google.com/policies/privacy/.

NOS Initiative uses cookies and similar technologies to help personalize your experience. A "persistent" cookie may be used to help save your settings and customizations across visits. Third parties through which we provide the Services and/or our business partners may be placing and reading cookies on your browsers, or using web beacons to collect information in the course of advertising being served on different websites.

Most Web browsers are initially configured to accept cookies, but you can change this setting so your browser either refuses all cookies or informs you when a cookie is being sent. In addition, you are free to delete any existing cookies at any time. Please note that some features of the Services may function improperly when cookies are disabled or removed.

All use of third-party applications or services is at your own risk and subject to such third party's privacy policies.

Please note that we reserve the right to send you service-related communications, including service announcements and administrative messages relating to your account, without offering you the opportunity to opt out of receiving them. Should you not wish to receive such communications you may cancel your account.

We do not knowingly collect personally-identifiable data from children under the age of eighteen (18). In the event that you become aware that an individual under the age of eighteen (18) has enrolled without parental permission, please advise us immediately.

There will be no automated decision-making based on the personal data collected on this Site

When visiting this Site, you shall be asked to accept the terms of this Privacy Notice. If you do not agree with the terms hereof, please do not use the Site. We may update this Privacy Notice from time to time and notify you accordingly– we encourage you to review it periodically. By continuing to access or use the Site and/or services after those changes become effective, you agree to be bound by the revised privacy notices. We will post the updated Privacy Notice on this page. Please come back to this page every now and then to make sure you are familiar with the latest version. Any new Privacy Notice will be effective from the date it is accepted by you.

If you have any comments or questions about our privacy policy, or if you wish for us to amend or delete your Personal Data, please contact us at info@in.nos.cash.